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All about California Contractors Bond

In California, all licensed contractors are required to post a surety bond or cashier's check with the Contractors State License Board (CSLB). The purpose of the bond is to protect consumers and employees from financial losses if a contractor fails to complete a project or fails to pay its workers.

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What Types of Insurance Policies do Restaurant Owners Need

Owning a restaurant is a great way to be your own boss and create a successful business. However, it is important to remember that restaurants are also high-risk businesses. There are many things that can go wrong, from kitchen fires to food poisoning to slip-and-falls. That's why it is essential...

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What type of insurance do businesses need

There are many different insurance products that businesses need. Here are some of the most important ones and why you will need a business insurance:

  • To protect your assets. If your business is sued, business insurance can help pay for the legal fees and damages. This can be especially important...

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Some of the false narratives about business insurance

False Narratives About Business Insurance Business insurance is an important part of any business, but there are a number of false narratives that can discourage businesses from getting the coverage they need. Here are a few of the most common false narratives about business insurance: "Business insurance is too expensive."...

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Workplace hazard identification and remedies

How to identify and address hazards in the workplace

Workplace hazards are any conditions or situations that could potentially cause harm to workers. They can be physical, chemical, biological, or ergonomic in nature. Hazards can lead to injuries, illnesses, and even death.

It is important to identify and address...

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What happens if you neglect having Workers Compensation Insurance

There are some penalties for employers who do not provide workers compensation insurance in California?

In California, all employers are required to provide workers compensation insurance for their employees. This insurance covers employees who are injured or become ill as a result of their work. If an employer does...

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Compelling reasons for workplace safety and resources to consider

There are a number of things that businesses in California can do to improve workplace safety and reduce the number of injuries and fatalities. These include:

  • Implementing a comprehensive safety program
  • Providing employees with the necessary safety equipment
  • Creating a culture of safety
  • Enforcing safety rules
  • Training employees on safety procedures
  • Reporting hazards to supervisors
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In observance of National Safety Month: June 2023

Workplace Safety: What to Do and Why

Workplace safety is a critical issue for businesses of all sizes. According to the U.S. Bureau Of Labor Statistics there were 2,607,900 nonfatal injuries and illnesses in the private industry and 5,190 total fatal injuries' in 2021. The cost of...

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When should you review your business insurance


How to claim workers' compensation insurance claim as an employer

How to Claim Workers' Compensation Insurance as an Employer

If one of your employees is injured on the job, they may be entitled to workers' compensation benefits. As an employer, it's important to know how to file a workers' compensation claim on their behalf.

Here are the steps involved...

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