🧠 What’s Your Backup Plan if You Can’t Work Tomorrow?

Most of us insure our homes, our cars... but not our income. Even though it’s what pays for everything else.

The truth is, 1 in 4 people will experience a disability before retirement that could affect their ability to earn...

How Much Disability Coverage Do You Really Need?

Most of us insure our homes, cars, and health but we often overlook one of our most valuable assets namely our income. If an illness or injury prevented you from working, how long could you keep up with your bills?...

Employer-Sponsored vs. Individual Disability Insurance: What’s Best for You?

When it comes to protecting your income in the event of a disabling illness or injury, disability income insurance is one of the most important and often overlooked form of financial protection. Disability income insurance replaces a portion of your income...

Client Profile Senior Executive & Business Owner Occupation: Co-founder of a boutique consulting firm Annual Income: $475,000+ 🚨 The Challenge The client was the primary revenue generator for their growing firm and had recently expanded into a new market. While their income was strong, their financial...

Disability Insurance Benefits

When we think about protecting our financial future, we often focus on health insurance, retirement planning, or life insurance. While all of those are important, there’s one type of coverage that many people overlook. It is yet the most crucial financial safety net for working professionals.

Disability...

One of the most valuable relationships you can cultivate is with your insurance broker. An insurance broker is not just someone who sells you when your policy is due for renewal. We are your guides, advocates, and trusted advisors throughout the entire process. A strong partnership with your broker can lead...

Having an insurance policy doesn’t always guarantee that it will remain in place. In some cases, business insurance policies can be canceled—either by the insurer or by the business owner. This can leave a company vulnerable to financial risks.

In this blog, we’ll explore the most common reasons why business...

One of the most critical steps in safeguarding your business is securing the right business insurance. However, a frequently overlooked yet dangerous mistake is having a gap in coverage. Insurance gaps occur when certain aspects of a business is not adequately covered by its insurance policies. These gaps may seem insignificant at...

Risk of Being Underinsured: Why Full Coverage Matters

Whether it’s protecting your home, your car, your health, or your business, the right insurance policy is designed to shield you from the consequences of unfortunate events. However, one critical mistake many people make is being underinsured—a situation where your...

Protecting Your Mission: Insurance Essentials for Non-Profits

Non-profit organizations play an essential role in society by addressing various social, environmental, and humanitarian issues. From charities to advocacy groups, religious organizations to foundations. Non-profits contribute significantly to the well-being of communities. However, like any other organization, non-profits face risks and...